Well insurance are expensive no matter what the plan they provide/offer/promote, it will take all of ur current income/savings so that they can roll the money, but will return to u somewhere further towards the future. Generally in short-term blardy painful but benefits will go to future. Worth it?
I heard a saving insurance plan, annually RM20k for 10 years. that is RM200k + (dividend and interests) after 10 yrs. Subsequent yr the insurance company will pay RM8k annually to u until u decided to close the account. So in 10 yrs time, u'll be able to buy ur dream home (down payment ofcourse) which is amazing. but to think of it, woah suffer for the first 10 yrs, and is aint easy especially with all sorts of temptations like clothing, traveling, clubbing, branded wearables so to avoid these are like ouch to me!
As fresh grad, i dont think i can pay for 20k... =.= though they have cheaper plans la, like RM5k/yr, still... I was wondering, does ur partner own any of these, did u ask their income, salary, assets? M not sure whether is a taboo or not, as far as i know for straight guys, it is especially if a female asked. is just like if we ask a female/male for their age.
Dee be prepared m gonna ask u LOL!
muacks....
No comments:
Post a Comment